Legal Disclaimer - CUBEXLE - Decoding Risk, Delivering Trust

CUBEXLE Solutions Private Limited
Effective Date: October 25, 2025
Last Updated: November 8, 2025

IMPORTANT NOTICE: PLEASE READ CAREFULLY

This Legal Disclaimer (“Disclaimer”) applies to all users, visitors, and clients of CUBEXLE Solutions Private Limited (“CUBEXLE,” “we,” “us,” “our”), including access to and use of our website (www.cubexle.com), services, platforms, communications, and all associated content, materials, and deliverables

BY ACCESSING, USING, OR RELYING UPON ANY INFORMATION, SERVICES, OR MATERIALS PROVIDED BY CUBEXLE, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THIS DISCLAIMER IN ITS ENTIRETY.

GENERAL DISCLAIMER

Nature of Services

CUBEXLE Solutions Private Limited is a medical-legal services provider, not a law firm, medical practice, or healthcare provider. We provide professional support services including but not limited to

Medical record review and analysis
Litigation support services
Independent medical examination (IME) coordination
Medical chronology development
Expert witness coordination
Medical record retrieval and organization
Medical legal consulting

CUBEXLE DOES NOT

Provide legal advice, legal representation, or practice law
Render medical diagnoses, treatment, or clinical care
Establish attorney-client relationships
Create doctor-patient relationships
Make legal determinations or judicial decisions
Guarantee specific legal outcomes or case results

Professional Responsibility

All services provided by CUBEXLE are intended to support and assist legal professionals, insurance companies, healthcare providers, and other qualified professionals in their decision-making processes. Final decisions regarding legal strategy, medical interpretation, case evaluation, and client representation remain the sole responsibility of appropriately licensed attorneys, physicians, and other qualified professionals.

CUBEXLE’s analyses, reports, and recommendations constitute professional opinions based on available information and do not represent definitive legal or medical conclusions.

NO LEGAL ADVICE

Not Legal Counsel

CUBEXLE IS NOT A LAW FIRM AND DOES NOT PROVIDE LEGAL ADVICE, LEGAL REPRESENTATION, OR LEGAL COUNSEL OF ANY KIND

Any information, analysis, or communication provided by CUBEXLE, whether through our website, services, reports, consultations, or other means:

Is not legal advice and should not be construed as such
Does not create an attorney-client relationship between you and CUBEXLE
Should not be relied upon as a substitute for consultation with qualified legal counsel
Does not constitute legal opinions on matters of law, legal strategy, or case outcomes

Consult a Licensed Attorney: The selection of legal counsel is an important decision that should not be based solely on advertisements, websites, or information provided by third-party service providers. You should seek independent legal advice from attorneys licensed in the relevant jurisdiction for all legal matters.

Jurisdictional Limitations

Legal rules, procedures, standards of care, and evidentiary requirements vary significantly across different

Federal, state, and local jurisdictions
Court systems and tribunals
Practice areas and case types
Time periods and evolving legal standards

NO MEDICAL ADVICE

Not Medical Care Providers

CUBEXLE IS NOT A MEDICAL PRACTICE, HEALTHCARE PROVIDER, OR CLINICAL FACILITY AND DOES NOT PROVIDE MEDICAL ADVICE, DIAGNOSIS, OR TREATMENT.

Any medical information, analysis, or opinions provided by CUBEXLE

Are intended solely for legal and insurance evaluation purposes
Do not constitute medical advice, diagnosis, or treatment recommendations
Should not be used for clinical decision-making or patient care
Do not establish doctor-patient relationships

Educational and Informational Purposes Only

All medical information presented on our website, in our communications, and through our services is provided strictly for educational and informational purposes only and is not intended to

Replace professional medical consultation
Substitute for individualized medical assessment
Serve as clinical practice guidelines
Recommend specific treatments or therapies
Diagnose medical conditions or diseases

Seek Professional Medical Care: If you or someone you know requires medical attention, diagnosis, treatment, or health advice, immediately consult a qualified, licensed healthcare provider or physician. Never disregard professional medical advice or delay seeking medical treatment based on information from CUBEXLE.

Medical Emergency Disclaimer

IN CASE OF MEDICAL EMERGENCY, IMMEDIATELY CALL EMERGENCY SERVICES (112 in India, 911 in United States) OR GO TO THE NEAREST EMERGENCY ROOM. DO NOT RELY ON CUBEXLE’S WEBSITE, SERVICES, OR COMMUNICATIONS FOR EMERGENCY MEDICAL SITUATIONS.

INFORMATION “AS IS” – NO WARRANTIES

Content Provided “As Is”

ALL INFORMATION, MATERIALS, CONTENT, SERVICES, REPORTS, ANALYSES, AND DELIVERABLES PROVIDED BY CUBEXLE ARE PROVIDED “AS IS” AND “AS AVAILABLE”
WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

CUBEXLE makes no representations or warranties regarding

Accuracy: Completeness, correctness, or reliability of information
Currency: Timeliness or up-to-date nature of content
Applicability: Suitability for specific purposes or situations
Availability: Uninterrupted or error-free access to services
Outcome: Results, success rates, or case outcomes

Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY LAW, CUBEXLE EXPRESSLY DISCLAIMS ALL
WARRANTIES, INCLUDING

Implied Warranties of Merchantability: Fitness for sale or commercial use
Implied Warranties of Fitness for a Particular Purpose: Suitability for your specific needs
Implied Warranties of Non-Infringement: Freedom from third-party rights violations
Warranties of Accuracy or Reliability: Correctness of content or information
Warranties of Title or Quiet Enjoyment: Undisturbed use of services

Third-Party Information

CUBEXLE’s services and analyses may rely upon information provided by

Medical records from healthcare providers
Legal documents from courts and attorneys
Expert opinions from third-party professionals
Client-provided materials and data
Publicly available sources and databases

CUBEXLE IS NOT RESPONSIBLE FOR

Accuracy or completeness of third-party source materials
Missing, incomplete, or illegible medical records
Errors or omissions in original documentation
Outdated or superseded medical information
Conflicting opinions among medical professionals

Users acknowledge that CUBEXLE’s analyses are limited by the quality, completeness, and accuracy of source materials provided.

LIMITATION OF LIABILITY

Use at Your Own Risk

ANY RELIANCE YOU PLACE ON INFORMATION, SERVICES, OR MATERIALS PROVIDED BY CUBEXLE IS STRICTLY AT YOUR OWN RISK.

You acknowledge and agree that

You assume full responsibility for decisions based on CUBEXLE’s services
You will exercise independent professional judgment
You will verify all information independently
You understand the limitations of our services

No Liability for Consequences

TO THE MAXIMUM EXTENT PERMITTED BY LAW, CUBEXLE, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AFFILIATES, CONTRACTORS, AND SERVICE PROVIDERS SHALL NOT BE LIABLE FOR ANY

Direct Damages

Loss or damage resulting from use of services
Errors or omissions in reports or analyses
Inaccuracies in information or content
Service interruptions or unavailability

Indirect or Consequential Damages

Loss of profits, revenue, or business opportunities
Loss of cases or reduced settlement values
Damage to professional reputation
Loss of data or information
Business interruption or lost productivity
Cost of substitute services or products
Personal injury or property damage
Emotional distress or mental anguish

Whether Based On

Contract, tort (including negligence), strict liability, or other legal theory
Even if CUBEXLE has been advised of the possibility of such damages
Regardless of the foreseeability of such damages

Exclusions and Limitations

These limitations and exclusions apply to the fullest extent permitted by applicable law. Some jurisdictions do not allow certain limitations on implied warranties or exclusions of liability for incidental or consequential damages. In such jurisdictions, CUBEXLE’s liability is limited to the maximum extent permitted by law.

PROFESSIONAL SERVICES DISCLAIMER

Professional Judgment Required

CUBEXLE’s services support, but do not replace, the professional judgment of

Licensed Attorneys: Legal strategy, case evaluation, and client representation
Qualified Physicians: Medical diagnosis, treatment decisions, and clinical care
Insurance Professionals: Coverage determinations and claims adjustments
Other Qualified Experts: Specialized professional assessments

Users Must

Exercise independent professional judgment
Verify all information and analyses
Consult appropriate licensed professionals
Comply with their professional ethical obligations
Make informed decisions based on complete information

No Guarantee of Outcomes

CUBEXLE MAKES NO REPRESENTATIONS, PROMISES, OR GUARANTEES REGARDING

Success rates in legal proceedings
Settlement values or damage awards
Favorable case outcomes or verdicts
Specific results or achievements
Timelines for case resolution
Insurance claim approvals

Past performance, case studies, testimonials, or examples do not guarantee similar results in future cases. Every legal matter is unique and depends on specific facts, circumstances, applicable law, judicial discretion, and numerous other factors beyond CUBEXLE’s control.

Not a Substitute for Qualified Professionals

Information and services provided by CUBEXLE should not be used as a substitute for

Consultation with licensed legal counsel
Examination and treatment by qualified physicians
Assessment by certified medical experts
Evaluation by qualified insurance professionals
Other specialized professional services

The choice of legal counsel, medical providers, and other professionals is an important decision that should not be based solely on advertisements, websites, or third-party recommendations.

WEBSITE AND CONTENT DISCLAIMER

Informational Purposes Only

ALL CONTENT ON CUBEXLE’S WEBSITE (www.cubexle.com) IS PROVIDED FOR INFORMATIONAL AND GENERAL GUIDANCE PURPOSES ONLY

Website content includes but is not limited to

Service descriptions and capabilities
Blog articles and educational materials
Case studies and testimonials
FAQs and resource documents
News and industry updates
White papers and publications

Website content

Does not constitute professional advice of any kind
Is not exhaustive or comprehensive on any subject
May not be current or up-to-date
Should not be relied upon for critical decisions
Is subject to change without notice

No Attorney-Client or Doctor-Patient Relationships

VISITING CUBEXLE’S WEBSITE, SUBMITTING INQUIRIES THROUGH CONTACT FORMS, SENDING EMAILS, OR ENGAGING IN ONLINE COMMUNICATIONS DOES NOT

Establish attorney-client relationships
Create doctor-patient relationships
Constitute legal or medical consultations
Trigger professional confidentiality protections
Obligate CUBEXLE to provide services

Formal service relationships are established only through

Executed service agreements and contracts
Signed engagement letters
Written acceptance of terms and conditions
Compliance with client onboarding procedures

External Links and Third-Party Content

CUBEXLE’s website may contain links to third-party websites, resources, or services for user convenience.

CUBEXLE

Does not endorse third-party websites or content
Is not responsible for third-party information or services
Does not guarantee accuracy of external content
Makes no representations regarding third-party reliability
Assumes no liability for third-party actions or omissions

Users access third-party websites and resources at their own risk. Third-party content is governed by their respective terms of use, privacy policies, and disclaimers.

CONFIDENTIALITY AND HIPAA DISCLAIMER

Confidential Information Handling

CUBEXLE handles sensitive information including

Protected Health Information (PHI)
Attorney work product and legal strategies
Insurance claim data
Business confidential information

Confidentiality protections apply only when

Formal service agreements are executed
Business Associate Agreements (BAAs) are in place (for HIPAA compliance)
Proper authorizations have been obtained
Confidentiality agreements are signed

Website and Email Communications

COMMUNICATIONS VIA CUBEXLE’S WEBSITE, CONTACT FORMS, OR UNENCRYPTED EMAIL ARE NOT SECURE AND MAY NOT BE CONFIDENTIAL.

Do NOT

Send Protected Health Information (PHI) via unsecured channels
Share confidential case information through website forms
Transmit sensitive personal data via unencrypted email
Assume confidentiality for unsolicited communications

For secure communications

Contact our team to establish secure communication channels
Use encrypted email systems when available
Follow protocols specified in service agreements
Obtain authorization before sharing sensitive information

HIPAA Compliance

For clients subject to HIPAA regulations, CUBEXLE serves as a Business Associate under executed Business Associate Agreements (BAAs).

HIPAA protections apply only

When BAAs are properly executed
For authorized service engagements
Within the scope of defined services
As specified in contractual agreements

Outside formal service relationships, CUBEXLE cannot guarantee HIPAA compliance for unsolicited communications.

INTELLECTUAL PROPERTY DISCLAIMER

Proprietary Rights

All content, materials, reports, analyses, methodologies, software, algorithms, and intellectual property provided by CUBEXLE or displayed on our website are

Owned by CUBEXLE or our licensors
Protected by copyright, trademark, patent, and trade secret laws
Subject to intellectual property rights under Indian and international law

Unauthorized use, reproduction, distribution, or modification is prohibited.

Trademarks

“CUBEXLE,” “CUBEXLE Solutions,” our logos, and related marks are trademarks or registered trademarks of CUBEXLE Solutions Private Limited.

Unauthorized use of CUBEXLE trademarks is prohibited without prior written consent.

Third-party trademarks mentioned on our website or in our materials are the property of their respective owners. References to third-party trademarks do not imply endorsement, sponsorship, or affiliation.

Limited License

Use of CUBEXLE’s website grants you a limited, non-exclusive, non-transferable license to access content for personal, non-commercial informational purposes only.

This license does NOT permit

Commercial use or redistribution
Modification or creation of derivative works
Removal of copyright or proprietary notices
Reverse engineering or extraction of content
Unauthorized copying or reproduction

SPECIFIC SERVICE DISCLAIMERS

Medical Record Review Disclaimer

Medical Record Reviews Provided by CUBEXLE

Are based on available documentation provided by clients or obtained from authorized sources
May be limited by missing, incomplete, illegible, or inaccurate source records
Represent professional opinions, not definitive medical conclusions
Should be verified by qualified medical and legal professionals
Do not constitute medical diagnoses or treatment recommendations

CUBEXLE is not responsible for

Inaccuracies, errors, or omissions in original medical records
Unavailable or destroyed medical documentation
Conflicting medical opinions among healthcare providers
Changes in medical standards or practice guidelines
Interpretation differences among medical professionals

IME Coordination Disclaimer

Independent Medical Examination (IME) Services

Involve coordination of third-party independent medical examiners
Depend on examiner availability, qualifications, and professional judgment
Result in independent medical opinions outside CUBEXLE’s control
May yield conclusions that differ from other medical assessments

CUBEXLE

Does not control or direct IME physicians’ medical opinions
Is not responsible for examining physicians’ conclusions or recommendations
Cannot guarantee specific IME outcomes or findings
Facilitates examinations but does not provide medical evaluations

Expert Witness Services Disclaimer

Expert Witness Coordination

Involves identifying and coordinating qualified medical experts
Depends on expert availability, qualifications, and professional opinions
Results in independent expert opinions outside CUBEXLE’s control
May produce conclusions that differ from other expert assessments

CUBEXLE

Does not control or influence expert witness opinions or testimony
Is not responsible for expert conclusions, recommendations, or testimony
Cannot guarantee expert availability or specific opinions
Facilitates expert coordination but does not provide expert testimony

Life Care Planning Disclaimer

Life Care Planning Services

Are based on available medical information and actuarial data
Involve projections and estimates subject to uncertainty
May require adjustments based on changing medical conditions
Depend on evolving medical treatments and cost factors

CUBEXLE’s life care plans

Represent professional estimates, not guarantees of future costs
Are based on current information and assumptions
May require periodic updates and revisions
Should be reviewed by qualified medical, economic, and legal professionals

COMPLIANCE AND REGULATORY DISCLAIMER

Regulatory Compliance

CUBEXLE strives to comply with applicable laws and regulations including

Digital Personal Data Protection Act, 2023 (DPDPA) – India
Health Insurance Portability and Accountability Act (HIPAA) – United States
State-specific privacy and healthcare regulations
Professional ethical standards and guidelines

However

Laws and regulations vary by jurisdiction and change over time
Compliance obligations depend on specific circumstances
Users are responsible for ensuring their own compliance
CUBEXLE cannot guarantee compliance in all jurisdictions

Jurisdictional Variations

Legal and regulatory requirements vary significantly

Across different countries, states, and localities
Among federal, state, and local authorities
Between different practice areas and industries
Over time as laws evolve and change

Users are responsible for

Understanding applicable laws in their jurisdiction
Ensuring compliance with local requirements
Consulting legal counsel regarding compliance obligations
Adapting services to meet jurisdictional standards

TESTIMONIALS AND CASE STUDIES DISCLAIMER

Client Testimonials

Client testimonials, reviews, and endorsements displayed on CUBEXLE’s website or marketing materials

Reflect individual client experiences and opinions
May not be representative of all client experiences
Do not guarantee similar results or outcomes
Are provided voluntarily by satisfied clients

Individual Results Vary: Every legal matter is unique. Past success does not guarantee future results. Case outcomes depend on specific facts, applicable law, judicial discretion, and numerous other factors.

Case Studies and Examples

Case studies, examples, and illustrations

Are provided for educational purposes only
May be simplified, summarized, or anonymized
Do not constitute promises or guarantees of results
Should not be relied upon as precedent for your specific situation

Actual results in your case may differ significantly based on unique circumstances.

CHANGES AND UPDATES

Right to Modify

CUBEXLE reserves the right to modify, update, or discontinue

Website content and materials
Service offerings and capabilities
Policies, terms, and disclaimers
Technology platforms and features

At any time, without prior notice.

No Duty to Update

CUBEXLE is under no obligation to

Update website content or information
Notify users of changes or modifications
Maintain historical versions of content
Ensure continued availability of materials

Users are responsible for reviewing this Disclaimer periodically for updates.

GOVERNING LAW AND JURISDICTION

Governing Law

This Disclaimer is governed by and construed in accordance with the laws of India, including

Indian Contract Act, 1872
Information Technology Act, 2000
Digital Personal Data Protection Act, 2023
Companies Act, 2013
Other applicable Indian laws and regulations

Without regard to conflict of law principles.

Jurisdiction

Any disputes arising from or related to this Disclaimer shall be subject to the exclusive jurisdiction of the courts in Chennai, Tamil Nadu, India.

For international clients, we also comply with applicable foreign laws where required.

SEVERABILITY

If any provision of this Disclaimer is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect.

Invalid provisions shall be modified to the minimum extent necessary to make them valid and enforceable while preserving the original intent.

CONTACT INFORMATION

For questions, concerns, or clarifications regarding this Disclaimer

CUBEXLE Solutions Private Limited
No. 80, M.E.S. Road, Ganapathipuram
Tambaram East, Chennai – 600059
India

General Inquiries: connect@cubexle.com
Legal Department: legal@cubexle.com
Website: www.cubexle.com
Phone: +91 44 2239 0084
Business Hours: Monday – Saturday, 9:00 AM – 6:00 PM IST

ACKNOWLEDGMENT

BY USING CUBEXLE’S WEBSITE, SERVICES, OR MATERIALS, YOU ACKNOWLEDGE THAT:

You have read and understood this Disclaimer in its entirety
You agree to be bound by all terms and conditions stated herein
You understand the limitations on services and disclaimers of liability
You will not rely on CUBEXLE as a substitute for qualified professional advice
You accept full responsibility for your use of information and services
You will exercise independent professional judgment
You understand that past performance does not guarantee future results

IF YOU DO NOT AGREE WITH THIS DISCLAIMER, YOU MUST IMMEDIATELY CEASE USING CUBEXLE’S WEBSITE, SERVICES, AND MATERIALS.

Last Updated: November 8, 2025
Effective Date: October 25, 2025
Version: 1.0